Senior Life Insurance Company

Limited Benefit

Modified Plan

Our Modified Plan is offered to people who have moderate health conditions. This limited benefit plan features a return of premiums plus 10% during the first two years of coverage. We offer this product to people ages 40 to 85 with face amounts of $1,000 to $15,000. The features of this plan include:

  • Whole Life Policy
  • Issue Ages 40-85
  • Minimum Face Amount $1,000
  • Maximum Face Amount $15,000 for ages 40-80 or
    $10,000 for ages 81-85
  • Benefit: 1-2 years:  110% of premiums paid; Year 3+:  full face amount for natural death
  • Optional Accidental Death Benefit Rider available

Insurance plans, riders, and features may not be available in all states; and terms and features may vary by plan and/or state. For more details on coverage, costs, and restrictions, contact us.

Senior Life policies are not funeral or burial contracts. This life insurance does not specifically cover funeral goods or services, and may not cover the entire cost of your funeral at the time of your death. The beneficiary of the life insurance policy may use the proceeds for any purpose, unless otherwise directed.

Senior Life is continually expanding, researching, and offering products to meet the different needs of individuals. As we continue in our efforts, we strive to stay on top of the insurance market by providing the newest, most valuable, and most attractive products for our customers. We are currently licensed in the following jurisdictions: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, and the District of Columbia.