Senior Life Insurance Company
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Limited Benefit Plans

Our Limited Benefit Whole Life Plans are designed to offer coverage to clients with moderate or significant health issues. These policies cannot be cancelled by Senior Life except for the non-payment of premiums.

Modified
  • Issue Ages: 40-85
  • Face Amounts:
    $1,000 to $15,000 ages 40-80
    $1,000 to $10,000 ages 81-85
  • Benefits:
    Years 1-2:  110% of premiums paid
    Yrs 3+:  full face amt for natural death
Easy Issue
  • Issue Ages: 0-85
  • Face Amounts:
    $1,000 to $10,000
  • Benefits:
    Years 1-3:  110% of premiums paid
    Yrs 4+:  full face amt for natural death
Guaranteed Issue

  • Issue Ages: 0-85
  • Face Amounts:
    $1,000 to $10,000
  • Benefits:
    Years 1-3:  110% of premiums paid
    Yrs 4+:  full face amt for natural death
Graded
  • available only in MO
    Issue Ages: 76-85
  • Face Amounts:
    $1,000 to $10,000
  • Benefits:
    Year 1:  50% of face amount
    Year 2:  75% of face amount
    Years 3+:  full face amount
Easy Issue Graded
  • available only in MO
    Issue Ages: 66-85
  • Face Amounts:
    $1,000 to $10,000
  • Benefits:
    Year 1:  50% of face amount
    Year 2:  50% of face amount
    Year 3: 65% of face amount
    Years 4+:  full face amount

Insurance plans, riders, and features may not be available in all states; and terms and features may vary by plan and/or state. For more details on coverage, costs, and restrictions, contact us.

Senior Life policies are not funeral or burial contracts. This life insurance does not specifically cover funeral goods or services, and may not cover the entire cost of your funeral at the time of your death. The beneficiary of the life insurance policy may use the proceeds for any purpose, unless otherwise directed.

Senior Life is continually expanding, researching, and offering products to meet the different needs of individuals. As we continue in our efforts, we strive to stay on top of the insurance market by providing the newest, most valuable, and most attractive products for our customers. We are currently licensed in the following jurisdictions: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, and the District of Columbia.