Senior Life Insurance Company

Immediate Benefit

Joint First-to-Die Standard Plan

Our Joint First-to-Die Standard Plan is ideal for people ages 40 to 85 who live in the same household and desire an immediate benefit plan for the first insured to die. Insuring two people at one affordable price is an attractive feature.

Upon the death of the first insured and before the surviving insured's 86th birthday, the surviving insured has 60 days to purchase an immediate benefit plan at the surviving insured's attained age, and no health questions are asked. The face amount range is $1,000 to $20,000. The maximum face amount is $20,000 for ages 40 to 80 and $10,000 for ages 81 to 85. The features of this plan include:

  • Whole Life Policy
  • Issue Ages 40-85
  • Minimum Face Amount $1,000
  • Maximum Face Amount $20,000 for ages 40-80 or $10,000 for ages 81-85
  • Optional Accidental Death Benefit Rider available

Insurance plans, riders, and features may not be available in all states; and terms and features may vary by plan and/or state. For more details on coverage, costs, and restrictions, contact us.

Senior Life policies are not funeral or burial contracts. This life insurance does not specifically cover funeral goods or services, and may not cover the entire cost of your funeral at the time of your death. The beneficiary of the life insurance policy may use the proceeds for any purpose, unless otherwise directed.

Senior Life is continually expanding, researching, and offering products to meet the different needs of individuals. As we continue in our efforts, we strive to stay on top of the insurance market by providing the newest, most valuable, and most attractive products for our customers. We are currently licensed in the following jurisdictions: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, and the District of Columbia.