Whole Life Insurance Policy

Guarantees and Features

Your premiums will never increase. Your premiums are guaranteed to remain the same, regardless of the insured's age or health.

Your policy builds cash value. The cash value of your policy will grow each year. This value accumulates tax deferred and can be borrowed against.

Your death benefit will never decrease. Your death benefit will never decrease, regardless of age or health. Your benefits will be paid to your beneficiary tax free.

You have lifetime coverage.*  Your policy can only be cancelled by you. As long as premiums are paid, you are covered for the rest of your life.


  • Protection for individuals ages 0 to 85.
  • No medical exam required; issuance of life insurance policy depends upon answers to the health questions contained in the application.
  • Benefits are paid FREE of Federal Income Tax.
  • Most claims are paid within 24 hours of receiving the necessary paperwork.

Guarantees are subject to product terms, exclusions and limitations, and terms for keeping the policy in force. We look forward to discussing these topics with you and providing you with costs and complete details.


*Policy matures at age 100.

Insurance plans, riders, and features may not be available in all states; and terms and features may vary by plan and/or state. For more details on coverage, costs, and restrictions, contact us.